Umpire Personal Injury insurance
The SFNL provides all umpires with a level of personal injury insurance under Marsh Insurance’s AFL National Risk Protection Program. Information on this can be found here.
Items generally covered include: Physio, Chiro, Dental, Ambulance transport and private hospital.
Items generally not covered include: Doctor’s fees, Surgeon’s fees, Anesthetist’s fees, x-rays, public hospital costs and MRI scans.
Personal injury cover applies for injuries incurred including during training and official matches and travelling to and from these. Any claim may be affected if you umpire against medical advice, have a pre-existing injury, are under the influence of alcohol or drugs, are involved in a criminal act or have a pre-existing illness or condition.
Please see below table for an overview of benefits.

